About Me

My photo
John Nicholson is the founder of www.The 401K Man.com, an independent insurance & financial services agency dedicated to helping others find their solutions through the myriad of choices when seeking insurance, retirement and financial advice. John's career path began with helping others in the late 1980's and early 1990's. The 401K Man is an independent agency servicing the Midwest which provides a wide variety of choices as opposed to one size fits all plan available at many of the larger financial or "brand" insurance companies & firms. We offer many solutions from basic insurance policies to comprehensive estate planning.

Friday, June 28, 2019



Trusts are used to protect your assets in retirement and used for estate planning. It is very important to start your planning early for your retirement in order to maximize the benefits you may be eligible for in retirement.
What most people do not recognize until it is too late is the importance of setting up trusts and estate planning to benefit your family and loved ones. Many do not know of and are unfamiliar with the term look back and the associated 5 year time frame preceding the need to remove yourself or your names from assets prior to going to the hospital or nursing home for an extended stay which you may not be financially capable to cover.
 A trust when properly instituted will allow for you to leave your estate safe from creditors, taxes and could also protect you and your family potentially from frivolous lawsuits. We at 401(K) fixes have access to attorneys who are specialists in this field of work. Most people do not know of the twenty plus different types of law. To many wrongly assume that any attorney will suffice when it comes to estate planning. Our organization has access to Estate Law, Trust Law and Elder law specialists. If you would like more information on how to invest your 401(K) safely with low or no risk call the experts, find the proper specialist for trusts please call toll free at 877-775-0812 You also may send your questions or request a free initial consultation at your convenience via our  website